Character certificates

I think character certificates are unnecessary (even bordering on stupid). Especially the kind that requires us to visit a member of legislative assembly or a gazetted officer (managerial ranked public official in India). Some organizations and/or institutions require it’s employees/students to produce one as part of their documentation process. As much as I respect the […]

Credit bureaus

They hold an important distinction in our society. Our creditworthiness depends on them after all. In all seriousness, if it hadn’t been for credit bureaus the banking institutions would’ve been doomed long back! And our lives would’ve been very difficult — think about multiple verification calls, background checks and a ton of paperwork. I don’t […]